Debt and Payments Disputes

When Payments Get Stuck

Money matters can become messy — especially when you’ve fulfilled your part of an agreement, but the other side refuses to pay or keeps giving excuses. Whether it’s an unpaid invoice, a dishonoured cheque, or a loan that’s long overdue, payment disputes can cause both financial and emotional strain.

Debt and payment disputes cover all situations where one party owes you money and fails to repay despite clear commitments or proof of debt. These cases require patience, strategy, and firm legal follow-up — that’s where LegalCliq steps in.

Common scenarios include:
• Unpaid bills, invoices, rent, loans, or advances.
• Cheque bounce or dishonour (under Section 138 of the Negotiable Instruments Act).
• Disputes between business partners or vendors over pending dues.
• Loan recovery or delayed repayments from individuals or companies.
• Issues with post-dated cheques, bounced EMIs, or unfulfilled promises.

When your payments are held back unfairly, we make sure you get what’s rightfully yours — with respect, speed, and legal backing

How LegalCliq Helps You Recover What’s Yours

At LegalCliq, we know how frustrating it is when your money is stuck and polite reminders go nowhere. Our team takes quick and practical action to recover your dues while maintaining a professional and lawful approach.

We start by understanding your situation — whether it’s a business-to-business issue, a personal loan, or a bounced cheque — and then plan a recovery route that’s both effective and efficient.

Here’s what we do for you:
• Review your contracts, invoices, cheques, or messages to establish proof of debt.
• Draft and send strong legal demand notices to the defaulting party.
• Represent you in cheque-bounce cases, civil recovery suits, or arbitration as needed.
• Assist in settlement discussions or mediation to save time and cost.
• Handle all documentation, hearings, and follow-ups till you receive your due payment.

We don’t just file papers — we pursue your case actively and strategically until you see real results.

Our Recovery Process — Step by Step

We believe in transparency and simplicity. Our process ensures you’re always informed, confident, and aware of every stage of your case.

Here’s how we proceed:
• Step 1 – Consultation & Review: You share your story, documents, and payment history with us. We identify the best legal path forward.
• Step 2 – Strategy & Notice: We issue a demand notice or legal warning to prompt immediate payment or settlement.
• Step 3 – Legal Action: If the other party doesn’t respond, we initiate the proper case — recovery suit, cheque-bounce complaint, or arbitration.
• Step 4 – Representation: We appear before courts or tribunals, handle all legal submissions, and update you at each stage.
• Step 5 – Enforcement & Closure: Once an order or settlement is achieved, we help execute it and ensure your money actually reaches you.

You’ll never be left wondering what’s happening — we handle every step with clarity and accountability.

Documents That Make a Difference

A strong case depends on strong proof. Having the right documents helps us move faster and gives you a stronger position legally.

Keep these ready (if available):
• Agreements, contracts, or purchase orders related to the transaction.
• Invoices, delivery receipts, or proof of goods/services provided.
• Copies of cheques, bounced cheque memos, or bank statements.
• Emails, WhatsApp messages, or written communications demanding payment.
• Records of partial payments, settlement attempts, or reminders.
• Details of the debtor — company name, address, contact person, or GST number.

Even if you don’t have everything in place, don’t worry — we’ll help you collect or recreate the required documentation.

Expected Time & Cost Overview

Every debt dispute is different — some resolve quickly after a single notice, while others may require formal legal proceedings. We make sure you know both the likely timeline and the total cost upfront.

Here’s what you can expect:
• Simple recoveries through legal notice or negotiation may settle in 2–4 weeks.
• Cheque bounce or recovery cases may take a few months depending on court schedules.
• Our fees and expenses are shared transparently before we start — no hidden costs.
• You’ll receive regular progress updates until final payment or closure.

We value your time and money — our focus is on real recovery, not prolonged pap

erwork.

Why People Trust LegalCliq for Debt Recovery

Recovering unpaid dues requires more than legal knowledge — it needs persistence, practical thinking, and strong communication. LegalCliq brings all three together.

We treat every payment dispute, whether big or small, with the same urgency and seriousness. Our goal isn’t just to win your case — it’s to help you recover your hard-earned money as efficiently as possible.

Why clients choose us:
• Experienced team in debt recovery, commercial claims, and cheque-bounce litigation.
• Direct and transparent advice — no confusing legal jargon.
• Swift response and regular updates — you’ll never feel left out of the loop.
• Fair pricing and ethical practices — what we quote is what you pay.
• Pan-India presence — whether your debtor is in Delhi NCR, Mumbai, Chennai, or elsewhere, we can take action.

At LegalCliq, we turn “stuck payments” into “settled accounts” — with professionalism, persistence, and trust.